Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Is a Variable Annuity Right for Me? Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.